Credit Reporting Agencies
While there are three major nationwide credit reporting agencies that most people think of (Experian, Equifax, and TransUnion)—there are technically 58 total consumer reporting agencies in the United States. Here is a complete list.
Key takeaways
- Equifax, Experian, and TransUnion are the three major nationwide credit reporting agencies that most people think of.
- There are a total of 58 consumer reporting agencies (like employment screening agencies) that you may come across.
The top 3 nationwide credit reporting agencies
Here is a list of the three major credit reporting agencies in the United States:
Equifax:
- Website: Equifax
- Phone: 1-800-685-1111
Experian:
- Website: Experian
- Phone: 1-888-397-3742
TransUnion:
- Website: TransUnion
- Phone: 1-800-916-8800
These are the three major nationwide credit reporting agencies. Keep in mind that there are also specialty consumer reporting agencies that focus on specific areas like employment screening, personal property insurance, and supplementary reporting.
Employment Screening:
Personal Property Insurance:
- LexisNexis: LexisNexis
- CoreLogic: CoreLogic
Complete list of consumer reporting agencies in the United States
Complete list of consumer reporting agencies in the United States
Company Name |
Category |
Website |
Phone |
Address |
Free Report |
Freeze Report |
Accurate Background |
Employment Screening |
800-216-8024 |
Accurate Background, Inc. 7515 Irvine Center Drive Irvine, CA 92618 |
Yes |
No |
|
ADP Screening & Selection Services, Inc. |
Employment Screening |
800-367-5933 |
ADP Screening & Selection Services, Inc. 301 Remington Street Fort Collins, CO 80524 |
Yes |
No |
|
Asurint |
Employment Screening |
800-906-2034 |
Asurint 111 Superior Ave E Cleveland, OH 44114 |
Yes |
No |
|
Employment Screening |
866-265-6602 |
backgroundchecks.com Attn: Consumer Relations Department P.O. Box 353 Chapin, SC 29036 |
Yes |
No |
||
CCC Verify |
Employment Screening |
855-901-3099 |
Attn: Verifications Corporate Cost Control 50 Nashua Road Londonderry, NH 03053 |
Yes |
No |
|
Checkr |
Employment Screening |
844-824-3257 |
One Montgomery Street, Suite 2000 San Francisco, CA 94104 |
Yes |
No |
|
Cisive |
Employment Screening |
855-881-0716 |
Cisive 5000 Corporate Ct Suite 203 Holtsville, NY 11742 |
Yes |
No |
|
DISA Global Solutions, Inc |
Employment Screening |
281-673-2400 |
Disa Global Solutions, Inc. 10900 Corporate Centre Dr Suite 250 Houston, TX 77041 |
Yes |
No |
|
EmpInfo |
Employment Screening |
800-274-9694 |
EmpInfo 5900 Silver Creek Valley Road San Jose, CA 95138 |
Yes |
No |
|
First Advantage Corporation |
Employment Screening |
800-845-6004 |
First Advantage Consumer Center P.O. Box 105292 Atlanta, GA 30348-5292 |
Yes |
Yes |
|
General Information Services, Inc. (GIS) |
Employment Screening |
866-265-4917 |
General Information Services Consumer Relations Department 917 Chapin Road P.O. Box 353 Chapin, SC 29036 |
Yes |
No |
|
HireRight |
Employment Screening |
800-381-0645 |
HireRight Attn: Consumers Department 14002 E. 21st Street, Suite 1200 Tulsa, OK 74134 |
Yes |
No |
|
Info Cubic |
employment Screening |
877-360-4636 |
Info Cubic, LLC Attn: Applicant Services 116 Inverness Dr. East Suite 206 Englewood, CO 80112 |
Yes |
No |
|
IntelliCorp |
Employment Screening |
866-202-1436 |
IntelliCorp Records, Inc. Attn: Compliance Department 3000 Auburn Drive, Suite 410 Beachwood, OH 44122 |
Yes |
No |
|
OPENonline |
Employment Screening |
888-381-5656 |
OPENonline, LLC Attn: Compliance PO Box 549 Columbus, OH 43216-0549 |
Yes |
No |
|
Employment Screening |
800-300-1821 |
Pre-employ.com, Inc. Attn: Compliance Department P.O. Box 491570 Redding, CA 96049 |
Yes |
No |
||
Social Intelligence |
Employment Screening |
888-748-3281 |
Social Intelligence Corp. 735 State Street Suite 211 Santa Barbara, CA 93101 |
Yes |
No |
|
Sterling |
Employment Screening |
888-889-5248 |
Sterling Attn: Consumer Reports 4511 Rockside Road Independence, OH 44131 |
Yes |
No |
|
Truework |
Employment Screening |
833-878-3967 |
Truework 325 Pacific Avenue San Francisco, CA 94111 |
Yes |
No |
|
The Work Number |
Employment Screening |
866-604-6570 |
Equifax Workforce Solutions Attn: EDR 3470 Rider Trail South Earth City, MO 63045 |
Yes |
Yes |
|
uConfirm |
Employment Screening |
323-927-0750 |
Tax Credit Co. 6255 Sunset Blvd Suite 2200 Los Angeles, CA 90028 |
Yes |
No |
|
Universal Background Screening |
Employment Screening |
877-263-8033 |
Universal Background Screening, Post Office Box 5920, Scottsdale, AZ 85261 |
Yes |
No |
|
AmRent |
Tennant Screening |
888-898-6196 |
AmRent Consumer Assistance PO Box 3027 Pittsburgh, PA 15230 |
Yes |
No |
|
AppFolio |
Tennant Screening |
866-359-3630 |
Consumer Relations 50 Castilian Drive Goleta, CA 93117 |
Yes |
No |
|
Contemporary Information Corp. (CIC) |
Tennant Screening |
800-288-4757 |
CIC Consumer Relations 42913 Capital Drive Unit 101 Lancaster, CA 93535 |
Yes |
No |
|
SafeRent Solutions, LLC |
Tennant Screening |
888-333-2413 |
SafeRent Solutions, LLC. Consumer Relations Department P.O. Box 3890 Coppell, TX 75019 |
Yes |
No |
|
Experian RentBureau |
Tennant Screening |
877-704-4519 |
Experian RentBureau P.O. Box 26 Allen, TX 75013 |
Yes |
No |
|
First Advantage Corporation Resident Solutions |
Tennant Screening |
800-845-6004 |
First Advantage Consumer Center P.O. Box 105292 Atlanta, GA30348-5292 |
Yes |
Yes |
|
Real Page, Inc. (LeasingDesk) |
Tennant Screening |
866-934-1124 |
LeasingDesk Screening Attn: Consumer Relations 2201 Lakeside Blvd. Richardson, TX 75082 |
Yes |
Yes |
|
RentGrow, Inc |
Tennant Screening |
800-898-1351 |
RentGrow, Inc. Consumer Relations 117 Huntington Avenue Suite 1703 #74213 Boston, MA 02115 |
Yes |
No |
|
Screening Reports, Inc. |
Tennant Screening |
866-389-4042 |
Screening Reports, Inc. 220 Gerry Drive Wood Dale, IL 60191 |
Yes |
No |
|
TransUnion Rental Screening Solutions, Inc. (TransUnion SmartMove) |
Tennant Screening |
888-387-1750 |
TransUnion Rental Screening Solutions, Inc. 6430 South Fiddlers Green Circle, Suite 500 Greenwood Village, CO 80111 |
Yes |
No |
|
Certegy Payment Solutions, LLC |
Check and Bank Screening |
800-237-3826 |
Certegy Payment Solutions, LLC Attn: CFDR Request P.O. Box 30046 Tampa, FL 33630-3046 |
Yes |
No |
|
ChexSystems |
Check and Bank Screening |
800-428-9623 |
ChexSystems, Inc. Attn: Consumer Relations 7805 Hudson Road, Suite 100 Woodbury, MN 55125 |
Yes |
Yes |
|
CrossCheck, Inc |
Check and Bank Screening |
800-843-0760 |
CrossCheck, Inc. Attn: Consumer Inquiry Department P.O. Box 6008 Petaluma, CA 94955-6008 |
Yes |
No |
|
Early Warning Services |
Check and Bank Screening |
800-325-7775 |
Early Warning Attn: Consumer Services Department 16552 North 90th Street Scottsdale, AZ 85260 |
Yes |
No |
|
Global Payments Check Services, Inc |
Check and Bank Screening |
800-638-4600 |
Global Payments Check Services, Inc. Attn: FACT ACT Support P.O. Box 59371 Chicago, IL 60659 |
Yes |
No |
|
TeleCheck Services |
Check and Bank Screening |
800-366-2425 |
TeleCheck Services, Inc. Attn: Consumer Resolution Services P. O. Box 6806 Hagerstown, MD 21741-6806 |
Yes |
No |
|
A-PLUS Property (by Verisk) |
Personal Property Insurance |
800-627-3487 |
Verisk Insurance Solutions Consumer Inquiry Center P.O. Box 5404 Mt. Laurel, NJ 08054 |
Yes |
No |
|
LexisNexis C.L.U.E. (Auto & Property Reports) |
Personal Property Insurance |
888-497-0011 |
LexisNexis Risk Solutions Consumer Center P.O. Box 105108 Atlanta, GA30348-5108 |
Yes |
Yes |
|
Drivers History |
Personal Property Insurance |
855-694-1555 |
Drivers History Consumer Relations P.O. Box 600 Woodlyn, PA 19094 |
Yes |
No |
|
Insurance Information Exchange (iiX) |
Personal Property Insurance |
866-560-7015 |
Insurance Information Exchange (iiX) Attn: Compliance 1716 Briarcrest Drive, Suite 200 Bryan, TX 77802 |
Yes |
No |
|
MIB, Inc. |
Medical |
866-692-6901 |
MIB, Inc. 50 Braintree Hill Park Suite 400 Braintree, MA 02184-8734 |
Yes |
No |
|
Milliman IntelliScript |
Medical |
877-211-4816 |
Milliman IntelliScript P.O. Box 2223 Brookfield, WI53008 |
Yes |
No |
|
Clarity Services |
Low-income and subprime |
866-390-3118 |
Clarity Services, Inc. P.O. Box 5717 Clearwater, FL 33758 |
Yes |
Yes |
|
Teletrack |
Low-income and subprime |
877-309-5226 |
CoreLogic Teletrack P.O. Box 509124 San Diego, CA 92150 Attn: Consumer Disputes Department |
Yes |
Yes |
|
DataX |
Low-income and subprime |
800-295-4790 |
DataX Security Freeze P.O. Box 740124 Atlanta, GA 30374 |
Yes |
No |
|
FactorTrust |
Low-income and subprime |
844-773-3321 |
FactorTrust, Inc. Attn: Consumer Inquiries P.O. Box 3653 Alpharetta, GA 30023 |
Yes |
Yes |
|
MicroBilt |
Low-income and subprime |
888-222-7621 |
MicroBilt Attn: Consumer Affairs Department P.O. Box 440693 Kennesaw, GA 30160 |
Yes |
Yes |
|
Advanced Resolution Services |
Supplementary Reports |
800-392-8911 |
Advanced Resolution Services, Inc. P.O. Box 4000 Conway, AR 72033 |
Yes |
Yes |
|
CoreLogic Credco |
Supplementary Reports |
877-532-8778 |
CoreLogic Credco, LLC P.O. Box 509124 San Diego, CA 92150 |
Yes |
Yes |
|
Innovis |
Supplementary Reports |
800-540-2505 |
Innovis Consumer Assistance P.O. Box 530089 Atlanta, GA 30353-0089 |
Yes |
Yes |
|
LexisNexis Risk Solutions |
Supplementary Reports |
888-497-0011 |
LexisNexis Risk Solutions Consumer Center P.O. Box 105108 Atlanta, GA 30348-5108 |
Yes |
Yes |
|
SageStream (subsidiary of ID Analytics, LLC) |
Supplementary Reports |
888-395-0277 |
SageStream, LLC Consumer Office P.O. Box 503793 San Diego, CA92150 |
Yes |
Yes |
|
National Consumer Telecom & Utilities Exchange (NCTUE) |
Utilities |
866-349-5185 |
NCTUE Disclosure Report Exchange Service Center – NCTUE P.O. Box 105161 Atlanta, GA 30348 |
Yes |
Yes |
|
The Retail Equation |
Retail |
800-652-2331 |
The Retail Equation P.O. Box 51373 Irvine, CA 92619-1373 |
Yes |
No |
|
NCC (National Cred-A-Chek, Inc.) |
Gaming |
800-421-2168 |
NCC 3770 4TH Ave San Diego, CA 92103-4203 |
Yes |
No |
|
VIP Preferred |
Gaming |
800-638-4600 |
Global Payments Gaming Services, Inc. Attn: FACT ACT Support P.O. Box 59371 Chicago, IL 60659 |
Yes |
No |