Asurint Background Checks: What You Need to Know

Key Takeaways

Asurint background checks are used by employers and landlords to verify an individual’s history. While these reports should be accurate, mistakes happen frequently, leading to lost job opportunities and housing denials. If your report contains errors, you have the legal right to dispute them, and if those mistakes cause financial harm, you may be able to take legal action.

What Is Asurint and How Do Their Background Checks Work?

Asurint is a background check company that gathers information from public records, credit bureaus, and other databases to create reports on individuals. These reports may include criminal records, employment history, and credit details. Employers and landlords rely on this information to assess potential hires or tenants.

The problem is that these reports are often generated automatically, leaving room for significant errors. If incorrect information appears on your background check, it can unfairly impact your ability to secure a job or housing.

Common Errors in Asurint Background Checks

Errors in Asurint background checks can occur for several reasons, including outdated records, system errors, or identity confusion. Some of the most common issues include:

Incorrect Criminal Records – Someone else’s record may appear on your report due to a mix-up in public records.
Expunged or Sealed Cases – Records that should have been removed may still appear, affecting your job prospects.
Employment History Errors – Previous jobs or job titles may be incorrect or missing altogether.
Mistaken Identity – If your name is similar to someone else’s, their records could be reported as yours.

How Background Check Errors Affect You

A single mistake on your background check can have devastating consequences. Here’s how it might impact you:

Employment Denial – Employers may reject your application if a criminal record appears, even if it’s incorrect.
Housing Rejection – Landlords use background checks to screen tenants. An inaccurate report could lead to a lease denial.
Financial Consequences – False reports could make securing loans or credit difficult.
Reputation Damage – Employers and landlords may assume you are dishonest based on incorrect information.

Your Rights Under the Fair Credit Reporting Act (FCRA)

The FCRA (Fair Credit Reporting Act) provides protections for consumers against inaccurate background checks. Under this law, you have the right to:

Request a copy of your background check.
Dispute any errors with the reporting company.
Have inaccurate information corrected within 30 days.
Seek compensation if errors result in financial loss or reputational damage.

If Asurint fails to correct errors, they may be violating your rights under the FCRA.

📌 Related: Identifying FCRA Violations

How to Dispute an Error on Your Asurint Background Check

If you discover errors in your Asurint background check, follow these steps to dispute them:

Request a Copy of Your Report – You have the right to see what Asurint has reported about you.
Identify Mistakes – Look for incorrect criminal records, job history errors, or mistaken identity cases.
Gather Supporting Documents – Collect court records, letters from previous employers, or other evidence that proves the errors.
Submit a Dispute to Asurint – Send a formal written dispute detailing the errors and including supporting documents.
Follow Up – If Asurint fails to correct the mistake within 30 days, consider legal action.

What to Do If a Background Check Error Costs You a Job

If you lose a job due to an incorrect background check:

Ask for a Copy of the Report – Employers must provide you with a copy before making a final decision.
Look for a “Pre-Adverse Action” Notice – Employers are legally required to notify you before rejecting you based on a background check.
Dispute the Error – Notify Asurint and provide proof of the inaccuracy.
Inform the Employer – Let them know the report contains false information and that you are disputing it.
Seek Legal Help – If your employer refuses to reconsider, you may have grounds for a lawsuit.

📌 Related: Suing Background Check Companies

When to Contact a Lawyer About Background Check Errors

If Asurint refuses to fix a mistake or if their error has caused you serious harm, it’s time to consult a lawyer. You may have a case if:

You lost a job or housing due to an inaccurate report.
Your financial stability was impacted by the false information.
Asurint failed to correct an error after a dispute.

We can help you hold Asurint accountable under the Fair Credit Reporting Act (FCRA).

Frequently Asked Questions

How long does Asurint take to complete a background check?

Most background checks take 2-5 business days, but delays can occur if further verification is needed.

What should I do if my Asurint report contains errors?

Dispute the errors with Asurint immediately, providing proof that the information is incorrect.

Can I sue Asurint for a false background check?

Yes, if the errors led to job loss, housing denial, or financial harm, you may have legal grounds to sue.

Can an employer still reject me even if I fix the mistake?

If they have already made a final hiring decision, they may not be required to reconsider your application.

If you’ve been negatively impacted by an inaccurate Asurint background check, don’t ignore it. Take action, dispute errors, and seek legal help today.

About The Author

Bill Clanton

Over the years my office has helped thousands of consumers who were cheated, ripped-off, and mistreated by debt collectors, credit reporting agencies, banks, credit unions, and car dealers. If you have a problem with a business being dishonest with you give me a call. I’d love to set them straight.