Understanding the Different Sections of Your Credit Report Your credit report is an important tool that lenders use to determine whether you’re eligible for credit, so it’s important to understand the different sections of your credit report. Each credit bureau presents this information in different order, or sometimes in a different name, but it should … Read more
How to Get Your Credit Report: A Step-by-Step Guide Are you wondering how to get your credit report? You’re not alone! Your credit report is an important tool that lenders use to determine whether you’re eligible for credit, so it’s important to keep it up-to-date and accurate. In this guide, we’ll walk you through the … Read more
What is a Credit Report and Why is it Important? The credit report. It’s a strange thing, isn’t it? A thing that holds power over us, that decides whether we’re worthy or not. It’s a thing that we don’t think about until it’s too late, until we’re denied that loan or that apartment. But what … Read more
Disputing Inaccuracies On Your TransUnion Credit Report Do you feel like your TransUnion credit report is inaccurate? Are you struggling to dispute the errors and get them corrected? You’re not alone. Millions of consumers across America face similar challenges when trying to fix their credit reports. At the law office of Bill Clanton, we understand … Read more
Why Letters are the Best Way to Dispute Inaccurate Credit Report Information As an attorney who disputes inaccurate information on credit reports and sues credit bureaus who fail to honor disputes, I often get asked about the best way to dispute such information. While there are several ways to dispute credit report errors, I always … Read more
Protecting Your Credit: A Comprehensive Guide to the Fair Credit Reporting Act The Federal Fair Credit Reporting Act (FCRA) is a piece of federal legislation in the United States that governs the collection, dissemination, and use of consumer credit information. The FCRA was enacted to ensure that credit reporting agencies provide accurate and complete information … Read more
Why You Should Never Dispute Credit Reporting Errors Online When it comes to your credit report, accuracy is key. Unfortunately, errors on your report can happen at any time, wreaking havoc on your finances and even hindering your ability to get credit. While disputing these errors is crucial, it’s important to consider the best approach. … Read more
Understanding Your Credit Report Credit is more important than ever. We use it for everything — groceries, clothing, travel, vehicles, our homes. But who collects our credit information, and what do they do with it? For some reason, the credit system is shrouded in mystery and many people don’t understand it fully. The following post … Read more
