What Sterling Does Not Want You to Know
Have you lost a job opportunity or been denied housing because of errors on your Sterling Background Check? You’re not alone. Sterling, one of the largest background screening companies in the United States, has faced hundreds of lawsuits over inaccurate background check reports that have cost people jobs and housing opportunities.
Understanding Sterling Background Checks and Your FCRA Rights
Sterling Background Check Services provides screening services to employers and landlords across multiple industries. While background checks serve a legitimate purpose, errors in these reports can have devastating consequences for job seekers and rental applicants.
The Fair Credit Reporting Act (FCRA) provides crucial protections when dealing with background check companies like Sterling. Two key provisions you should know about:
Section 1681e(b) – Accuracy Requirements
Section 1681e(b) requires Sterling to “follow reasonable procedures to assure maximum possible accuracy” of the information in your report. This means Sterling must:
- Verify information before reporting it
- Update their records regularly
- Have systems in place to prevent mixing up files
- Cross-check information for accuracy
Section 1681i – Dispute Investigation Requirements
Under Section 1681i, Sterling must:
- Conduct a reasonable investigation of your dispute within 30 days
- Review and consider all relevant information you provide
- Notify you of the results of their investigation
- Remove or correct any information that’s proven to be inaccurate
- Send you written results of the investigation
Common errors in Sterling background check reports include:
- Mismatched identity information
- Outdated criminal records
- Expunged records that shouldn’t appear
- Criminal records belonging to someone else
- Misdemeanors reported as felonies
- Incorrect employment history
- Inaccurate credit information
Steps to Dispute Your Sterling Background Check
- Request Your Report and Review for Errors
Get a copy of your background check report from Sterling immediately. You’re entitled to a free copy if a negative action was taken against you based on the report. - Gather Supporting Documentation
Collect evidence that proves the errors, including:
- Court documents showing dismissed or expunged cases
- Identity documents
- Employment records
- Address history
- Any other relevant documentation
- File a Formal Dispute
Submit a detailed dispute to Sterling identifying each error. Include your supporting documentation and keep copies of everything you send.
When to Consider Legal Action
If Sterling violates your rights under the FCRA by failing to:
- Properly investigate your dispute
- Correct proven errors
- Follow reasonable procedures
- Meet their obligations under Sections 1681i or 1681e(b)
You may be entitled to significant compensation. Learn more about suing background check companies for FCRA violations.
Damages can include:
- Actual damages (lost wages, housing costs)
- Statutory damages up to $1,000
- Punitive damages
- Attorney fees and costs
Need Help With Your Sterling Background Check Case?
If you’ve been harmed by errors on your background check, our experienced FCRA attorneys can help. We offer free consultations to review your case and explain your rights. Contact us today to learn how we can help you fight back against inaccurate background checks and get the compensation you deserve.